Today, most employers offer a traditional benefit plan. These plans are usually designed to provide a wide range of coverage to a wide group of employees, each with variable health care needs. One employee's health care needs compared to another have always been diverse, but in business today, workplace demographics are changing.

Flexible benefits enable employers to manage their costs while providing health coverage relevant to their employee's needs. You choose how many credits should be available to your employees to purchase their benefit coverage. Employees select the coverage they need; a complete package or only the items that are most relevant to their situation. Employees can carry any leftover credits into their next plan year or into a Health Spending Account.

Flexible benefit plans provide employees with greater choice regarding their benefits, and provide employers with an opportunity to:

• Control their costs by defining the dollars to be spent.
• Increase employee awareness regarding benefit costs
• Encourage employees to become more responsible shoppers for health services

Flexible and easy online administration

All benefit plans have an administrative requirement and this is certainly true of flexible benefits. Through technology, Pacific Blue Cross has made the administration of flexible benefits easier. Our Flex Administration System provides an easy to use setup wizard that guides your employees through benefits enrollment over the internet and eases the administrative and reporting requirements for plan administrators.

Flexible Benefits Plan