Simple plans. Easy to manage. More affordable than you think.

Build the ideal benefits package for your team with Blue Chip®.  Combine different levels of coverage to fit your needs and your budget.

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Affordability matters

Blue Chip’s flexible design lets you mix modules to build a plan that fits your budget.

When you join Blue Chip, you become part of a larger pool of small businesses. That means risk is shared across all participating employers, so one high-cost claim won’t suddenly drive up your premiums.

By spreading risk, plan costs can stay stable and more predictable, so you can plan ahead and budget with confidence.

A plan that has your team’s back

Health benefits aren’t just a checkbox – they’re a practical way to support your team day to day. Having coverage reduces stress around the unknown and helps people manage their health without falling behind at work.

Preventive services, mental health support, and coverage for unexpected issues help employees feel supported, prepared, and able to focus on what they do best.

See Plan Details

Building your health benefits plan is as easy as 1, 2, 3

Start with Life and Extended Health, add Dental options, then enhance your plan with additional coverage.

Most affordable

L1 + EHC2 + DC1*
Life and AD&D $25,000
Prescription drugs 80%, $25,000 limit
Health expenses 80% co-insurance
Health practitioners $300 per practitioner
Vision Eye exam $75/24 months
Travel Included
Basic dental services $1,500/yr, 80% co-insurance
Major dental services Not Available

Most coverage

L5 + EHC6 + DC5*
Life and AD&D 2x Salary ($50k - $300k)
Prescription drugs 80/100% with PPN, $50k limit
Health expenses 100% co-insurance
Health practitioners $600 per practitioner
Vision Eye exam $75/24 mos.
Glasses $300/24 mos.
Travel Included
Basic dental services $1,500/yr, 100% co-insurance
Major dental services Included, 50% co-insurance

*Dental is an optional benefit.

Disability

Short-Term (STD) and Long-Term (LTD) income support if an employee is unable to work.

Critical Illness

A one-time, lump-sum payment if an employee cannot work due to a serious illness.

Spending Account

A tax-effective Health Spending Account (HSA) for ultimate plan flexibility.

Benefits that go the extra mile

All Blue Chip plans provide your employees with:

24/7 virtual care

Digital access to health professionals around the clock and prescription deliveries to their doorstep  – a meaningful support for those in remote areas or without access to a family doctor

Comprehensive mental health support options

Coverage for clinical counsellors, psychologists, online Cognitive Behavioural Therapy (iCBT), and Employee & Family Assistance Program, so your team can get support in the way that works best for them

Travel benefits

Emergency Medical protection out-of-province and abroad, for trips up to 60 days

New Parent Boost

Extra physiotherapy and psychology benefits for new and expecting parents

Midlife women’s health support

sanoMidLife offers a comprehensive platform to support women through perimenopause and menopause – with benefits coverage supporting additional access to expert care.

Business Support Program

And as plan sponsor, you’ll get access to our Business Support Program, offering partner rates on professional services.

A simple online experience from day one with EasyBlue

Made especially for busy business owners, our digital platform takes you from initial quote to fully active coverage in just a few steps

Get a Quote

1

Build a plan

One of our trusted advisors will explore different coverage combinations with you, to find a plan that fits your team's needs and your budget.

2

Get set up

Your advisor will ensure all the important information about your business and your team is uploaded to our system. Add your payment details and sign on the (digital) dotted line.

3

Add your employees

Provide your employees' email addresses and we'll take care of the rest. We'll invite your team to complete their enrollment online and guide them every step of the way.

4

You're good to go!

As soon as 75% of your team have enrolled, your plan will be live and ready to use after the effective date.

Benefits built on 85 years of caring for British Columbians

We see the people behind the policy. When questions come up, you'll get clear answers and reliable help from local teams who care about getting it right.

Real support starts with real people - and ours are right here in Burnaby. Our 800-strong team combines local expertise with a deep understanding of the BC healthcare system.

Providers across BC know and trust us. 94% of claims we process are submitted online - keeping the experience fast, simple, and hassle-free.

We give back in BC: we invest around a million dollars each year into charities across the province, supporting organizations that improve health and wellbeing in communities large and small.