Benefit covers costs for eye exams, prescription lenses, frames, contact lenses and laser eye surgery up to a pre-determined maximum.

This benefit has a 6 month waiting period.

Benefit covers costs for visits to the following up to a per visit and annual maximum: naturopaths, massage therapists, physiotherapists, chiropractors, speech pathologists, chiropodists/podiatrists, audiologists, acupuncturists, nutritionists.

Benefit covers costs for the following up to a pre-determined maximum: psychologists, clinical counsellors, and Online CBT.

Benefit covers eligible prescription drugs on our Blue RX formulary, and dispensing fees up to a pre-determined maximum. Find out what's covered at pac.bluecross.ca/bluerx.

Benefit covers 80% of costs for private (up to $195/day) or semi-private ($165/day) hospital rooms for up to 60 days.

Benefit pays $20/day (for up to 60 days) if you get sick or suffer an injury that requires you to be confined in a hospital for more than 4 days.

Benefit ends at age 65.

Benefits cover the cost of ambulance fees in emergencies, including air ambulance and Treat-No-Transport (charges for treatment at the place of accident or illness where transportation to a hospital is not required).

Benefits covers 80% of the cost for private duty care nursing in your home up to $5,000/person/year.

Benefit covers up to $2,500/person for restoration to restore a natural tooth to pre-accident form and function.

24/7 access to virtual care and prescription home delivery from Preferred Pharmacy Network providers.

Eligible emergency medical expenses are covered at 100% up to $10 million, and do not count towards the lifetime maximums on your plan.

Eligible trips outside of Canada are limited to a 5 day trip length. You may take an unlimited number of 5 day trips during the calendar year.

Benefit terminates for all plan members at 12am the day prior to the oldest plan member's 70th birthday.

Benefit covers 80% of medical services and supplies not covered by PharmaCare. Up to $5,000/person/year.

Benefit pays $10,000 to the insured’s beneficiaries upon death of the insured.

Benefit terminates for all plan members at 12am the day prior to the oldest plan member's 55th birthday.

Benefit covers an additional $250 in physiotherapy and psychology benefits for new and expecting parents.

Benefit pays a $25,000 benefit upon accidental death or dismemberment of the insured.

Benefit terminates at age 70.

Benefit covers up to $3,000 for end-of-life expenses, such as a funeral or memorial service, that your spouse or dependents may incur upon your death.

Benefit covers up to $3,000 of the insured’s plan premiums following their death. Paid to eligible beneficiaries.

Payment begins 12 months following the approval of the Survivor Benefit application.

Benefit includes $5,000/family/year for fertility drugs.

It also includes $5,000/family/year for fertility treatment and adoption. Fertility treatment includes in-vitro fertilization, egg freezing, intrauterine insemination, and sperm freezing. Adoption includes agency legal fees related to a domestic or international adoption.

This benefit has a 1 year waiting period.

Benefit covers the cost of hearing aids up to a pre-determined maximum every four years.

24/7 online access to health assessments, digital coaching, challenges and more.

Get member savings on prescription drugs, medical aids and wellness services. Find out where you can save at pac.bluecross.ca/PPN.

Save instantly on health and wellness products and services not covered by your health plan. Find a provider near you at blueadvantage.ca.

Secure, therapist-guided online mental health programs. Review your program options at pac.bluecross.ca/member/icbt.

Travelling out-of-country for more five days? You may need additional Travel Insurance. Members always save 10%, plus kids of all families are covered for free when you buy travel medical insurance.