Insurance Basics
Understanding how health insurance works can be challenging. We want to help you demystify your health coverage so we‘ve assembled some useful information based on common questions we hear from people looking to purchase coverage and from our plan members every day.

Read a real-life story about navigating a disability claim with Pacific Blue Cross. Gain insights and tips on managing the process and accessing the support you need during challenging times.

Learn about the drug formulary process with Pacific Blue Cross. Read a real-life story to understand how medications are selected and covered, and get tips on navigating your prescription benefits.

Learn how to make a Health Spending Account (HSA) claim with Pacific Blue Cross. Get step-by-step guidance and tips to ensure a smooth and efficient claims process.